Privacy Policy
Last Updated: January 8, 2026
Introduction
Welcome to FreeRetirementCalculator.net ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience on our website. This Privacy Policy explains how we collect, use, and protect your information.
Information We Collect
Calculator Inputs
Our retirement calculators process the information you enter (such as age, savings amount, and contribution rates) entirely in your browser. This data is never sent to our servers and is not stored or collected by us.
Analytics Information
We use Google Analytics to understand how visitors use our site. This may include:
- Pages visited and time spent on pages
- Browser type and device information
- General geographic location (city/country level)
- Referring websites
This information is aggregated and anonymous. We cannot identify individual users from this data.
Cookies
We use cookies and similar tracking technologies for analytics and advertising purposes. You can control cookie preferences through your browser settings.
Third-Party Services
Google AdSense
We use Google AdSense to display advertisements. Google and its partners may use cookies and other technologies to:
- Serve ads based on your prior visits to our website or other websites
- Measure ad effectiveness
- Provide personalized advertising
You can opt out of personalized advertising by visiting Google Ads Settings or www.aboutads.info.
Google Analytics
We use Google Analytics to analyze website traffic. Google Analytics uses cookies to collect information about your use of our site. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Affiliate Disclosure
FreeRetirementCalculator.net is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
When you click on product links on our website and make a purchase, we may earn a small commission at no additional cost to you. These commissions help support our website and allow us to continue providing free calculators and educational content.
We only recommend books and products we genuinely believe will be valuable to our readers. Our editorial content is not influenced by our affiliate partnerships, and we strive to provide honest, unbiased information to help you make informed decisions about your financial future.
How We Use Information
We use the information we collect to:
- Improve and optimize our website
- Understand how users interact with our calculators
- Display relevant advertisements
- Analyze website traffic and user behavior
Data Security
We implement reasonable security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. However, no method of transmission over the Internet is 100% secure.
Your Choices
You have several options regarding your information:
- You can disable cookies in your browser settings
- You can opt out of personalized advertising through Google Ads Settings
- You can opt out of Google Analytics tracking
- You can choose not to use our calculators if you do not wish to input financial data
Children's Privacy
Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Disclaimer
FreeRetirementCalculator.net provides educational tools and information only. The calculators and content on this site do not constitute financial advice. Please consult with a qualified financial advisor for personalized advice regarding your specific situation.
Contact Us
If you have questions about this Privacy Policy, please visit our Contact page.